Residential Mortgages.

Whether you're buying your first home, moving, or remortgaging — we search almost every lender in the market to find the right deal for you. Free.

Book a call How it works
90+ lenders No broker fee FCA Regulated Free service
Overview

What is a residential mortgage?

A residential mortgage is a loan used to buy a home that you intend to live in. It's one of the biggest financial commitments you'll ever make — so it's important to get it right.

We work closely with you to understand your goals, your budget, and your situation so we can match you with a deal that fits.

How we help

Find the right deal

We'll search 90+ lenders and more than 11,000 mortgages to find the deal that's right for you.

Professional advice

You'll have your own dedicated broker — someone who explains your options clearly and helps you navigate whatever comes up.

Our service is free

Whether you just need advice or want us to complete a full application, we don't charge you a penny. We're paid by the lender once your mortgage completes.

Your Mortgage in 3 Steps

From first call to completion, we handle the full application process for you.

Step 01

Tell us what you need

Get in touch and share your situation. We'll listen, ask the right questions, and explain your options clearly — no jargon, no pressure.

Step 02

We search the market

Our brokers compare deals from over 90 lenders — high street and specialist — to find the right fit for your situation.

Step 03

We handle the full application

From paperwork to completion, we manage the full application on your behalf.

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Who it's for

This service is ideal if you're…

Buying your first home
Moving to a new property
Looking to remortgage your existing home
Switching lenders for a better deal
Self-employed, on multiple incomes or bonuses, or with a complex income setup

What our clients say

★★★★★

"Leo assisted me with my BTL mortgage and has been extremely helpful. He managed to get me a great rate and I was happy with the outcome."

S
Saurabh
Director, ARB Accountants
★★★★★

"He was able to assist us with both commercial and residential mortgages and has always managed to get us a good rate."

G
Gerald
Director, Actarus Services
★★★★★

"This is our first time using the mortgage services. We are happy with the outcome and would definitely use him again."

L
Louis & Weslei
Directors, Welo Curtains

Let's have a chat

No obligation, no cost — just honest advice about your options.

FAQ

Common questions

How much can I borrow?
This depends on your income, expenses, credit history, and the lender's criteria. We'll walk you through it and help you understand exactly what's affordable.
Do you charge a fee?
No. Our advice is completely free. We're paid by the lender if you go ahead — so there's no cost to you.
Can I get a mortgage with bad credit?
Yes. There are lenders who specialise in less-than-perfect credit. We'll point you towards those who are more likely to consider your circumstances.
What documents will I need?
  • Proof of ID (passport or driving licence)
  • Proof of income (payslips or tax returns)
  • Recent bank statements
  • Proof of deposit
How long does an application take?
Most lenders take around 2–3 weeks to issue a mortgage offer. We'll keep you updated every step of the way.
I'm self-employed — can I still get a mortgage?
Absolutely. We help many self-employed clients present their income in the best light to the right lenders.
Do I need a mortgage in principle first?
It's a great idea — it shows agents and sellers you're serious. We can help you get one quickly.
Can I switch to a better deal?
Yes. If your current deal is ending or you're on a higher rate, we can help you remortgage and look for a deal that might save you money.

Important Information

Your home may be repossessed if you do not keep up repayments on your mortgage.

Moneybox Financial Management is a trading name of Moneybox Financial Management Limited which is an appointed representative of Mortgage Advice Bureau Limited and Mortgage Advice Bureau (Derby) Limited which are authorised and regulated by the Financial Conduct Authority.

Moneybox Financial Management Limited. Registered Office Address: 1386 London Road, Leigh On Sea, Essex, England, SS9 2UJ. Registered in England Number: 10974334.